Insuring jewelry on your homeowners' policy is not always the best choice and it's not your only option. Homeowners' policies are designed to insure homes, not jewelry. If a treasured piece of jewelry is lost, your homeowners' policy may require you to use a jeweler you don't know. In these instances, the replacement may not match the standards and quality of the original piece, leaving you heartbroken over your loss and disappointed with the replacement.
GemShield, A practical choice for Peace of Mind.
To provide your jewelry with the proper insurance, we've developed GemShield. GemShield is a program which provides you with worldwide protection and peace of mind. If a loss occurs, you can feel confident you will be working with your jeweler to replace the item to your complete satisfaction.
Coverage you can count on.
GemShield is a jewelry replacement program. If you incur a loss, your jewelry will be replaced with a piece of like kind and quality from the participating jeweler who originally sold you the item. Other GemShield benefits:
- GemShield provides worldwide coverage.
- GemShield covers mysterious disappearance losses.
Smart suggestions for Loss Prevention.
- In compliance with GemShield 's coverage policy, you are advised to have an annual inspection of your jewelry. Because your jeweler is an expert, he/she should be able to alert you to any loose prongs or other compromises which may prevent a loss.
- Keep your jewelry out of sight or in a safe place when you are not wearing it.
- If you have a large schedule or a highly valuable item, we may require a central station alarm system and/or safe for your home. If you have questions regarding safes or alarms, contact us at
866/725-1999 or by email at apps@touchstoneinsurance.com
GEMSHIELD, YOUR CHOICE FOR JEWELRY PROTECTION.
The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 40 property and casualty insurers in the United States. The Hanover has an AM Best rating of A-.
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